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1116 Running Springs Rd.Manor 1 Walnut Creek, CA 94595		Phone: 800-234-5566 Fax: 925-287-0769 Email: bob@safetyofprincipal.com

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Insurance agents are independent business persons who are not affiliated with Wealth2k, Inc. The information presented is general in nature and not intended to be a complete explanation of the subject matter or a substitute for careful personal planning. In some instances the material specifically refers to elements of federal tax laws and regulations. The impact of any state or local taxes should also be considered. Wealth2k, Inc. does not provide legal or tax advice. Legal, tax, and accounting advice applicable to your own situation should be obtained from a qualified professional.